Collegiate Care Essential

This plan provides insurance coverage to students and scholars when temporarily residing outside your home country or country of permanent residence and actively engaged in education or research activities in the USA.  You, your spouse, and your dependent children are eligible for this coverage if you have a current passport or visa and are temporarily residing outside your home country/country of permanent residence while actively engaged in education or research activities. You are “actively engaged“ in education, teaching, or research activities if you are one of the following: Undergraduate - registered for and attending classes on a full-time basis; Graduate Student; Scholar or researcher who is invited by an educational organization; Students involved in education, educational activities or research-related activities. Students must actively attend classes for at least the first 31 calendar days after the effective dateYour spouse and dependent children are also eligible for coverage if accompanying you and enrolled on your policy. If an International full-time student who would otherwise be actively attending class is enrolled in classes online or through a hybrid program (part on-line with limited face-to-face class time) solely because his college or secondary institution determined that because of COVID-19 it would only conduct classes in this manner, he or she will be considered to be actively attending classes for Fall 2020. Please contact the company for Spring 2021 online class eligibility at 888-301-9289.  Rates are Monthly or Annually, based on age and available up to age 64.  Permanent Residents (green card holders), and US Citizens are not eligible for this Plan. It is only available for internationals while in the USA.   Please be sure to check the benefits and policy exclusions.  Upon effective date - this plan is fully earned and non-refundable. There are no partial refunds. 

COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness.

Collegiate Care Essential Highlights

  • United Healthcare PPO Network
  • Sports Activities Coverage
  • Motor Vehicle Accident Coverage
  • Unlimited Medical Maximum
  • Maternity Coverage
  • COVID-19 EXPENSES are covered and treated as any other sickness 

Benefits of Coverage

Deductible $250 Per Plan Participant per Injury or Sickness
Medical Maximum $150,000 per Injury or Sickness, to an overall $300,000 Maximum (all Injury of Sickness combined)
Maximum Length of Coverage Up to 364 days
Maternity and Pre-Natal Care Expense 100% of the Preferred Allowance up to $5,000 Maximum Benefit for normal delivery, $7,500 Maximum Benefit for C-Section- Conception must occur while covered under the Policy
Pre-Existing Conditions Covered after 6 months of continuous coverage up to $20,000 Lifetime Maximum
Sports Activities 100% of the Preferred Allowance up to $3,000 Max for injuries arising from Interscholastic, Intramural, Leisure, and Club sports
Motor Vehicle Accident 100% of the Preferred Allowance up to $10,000 Max
Emergency Medical Evacuation Expense 100% of actual expense up to $60,000 Maximum Benefit
Emergency Medical Repatriation Expense 100% of actual expense up to $60,000 Maximum Benefit
Accidental Death and Dismemberment $10,000 (Other than Air Flight)