Safe Travels Annual Deluxe

The Annual Deluxe Plan features everything in the Basic plan plus we have included Itinerary Change coverage. This plan features $5,000 for Trip Cancellation per Annual Policy Term and Interruption and $20,000 Emergency Medical Expense as well as baggage and many other essential benefits while you travel. COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness. Coverage starts the day after purchase. 

Not available in Florida, New Hampshire, Oregon, Washington & New York

Safe Travels Annual Deluxe Highlights

  • Annual Flat Rate of $305 per person
  • Annual coverage up to 30 days each trip that is more than 100 miles from home during the coverage period
  • For trip cost up to $5,000 per person per Annual Policy Term
  • Covers trip cancellation, trip interruption, sports equipment rental
  • Valid for US Citizens and US Residents 
  • Up to $20,000 in Excess emergency medical coverage
  • Available for travelers up to age 81 at the time of enrollment

Benefits of Coverage

Trip Cancellation 100% of Trip Cost
($5,000 max.)
Trip Interruption 100% of Trip Cost
($5,000 max.)
Itinerary Change $300
Trip Delay $500
(12 hours/$150 per day)
Baggage & Personal Effects Up to $750 per Trip
$150 per item
$250 combined limit for valuables
Baggage Delay
(Includes Sport Equipment Rental)
(12 hours)
Business Equipment Rental N/A
Medical Expense - Emergency Only $20,000
Medical Evacuation & Repatriation $100,000
24-Hour AD&D $25,000
Worldwide 24/7 Emergency Assistance Services Included
Traveler Age 0-81
Maximum Trip Length 30 days

Benefits listed describe all of the travel insurance benefits, underwritten by Nationwide Mutual Insurance Company. There are certain restrictions, exclusions and limitations that apply to all services and coverages. Plan benefits, limits, and provisions may vary by state. To review full plan details online, visit You will receive a Certificate if Insurance which describes the benefits and limitations in detail including available 24-hour emergency assistance services and for your state of residence.

Trip cancellation & interruption

Provides reimbursement of insured, non-refundable, pre-paid trip costs if a trip is cancelled or interrupted for a covered reason*.

Trip delay

Provides reimbursement of additional costs for accommodations, transportation and meals if a trip is delayed for a covered reason*.


Provides reimbursement for lost and stolen personal items, as well as costs incurred due to baggage delay.

Baggage delay - Sports equipment rental

Provides reimbursement for the cost of renting sports equipment if your checked sports equipment is lost, stolen, damaged or delayed by a common carrier.

Emergency accident & sickness medical expense

Provides reimbursement for emergency medical treatment if sickness or injury occurs while traveling.

Emergency medical evacuation

Provides coverage for emergency medical evacuation, if necessary, to the nearest adequate medical facility, also includes repatriation.

* Refer to the Certificate of Insurance for a list of covered reasons.