Safe Travels Explorer

Just the necessities. The Explorer is our budget-friendly travel protection plan designed for leisure or business travel for domestic and international trips. This plan includes comprehensive coverages at a competitive rate and includes our Worldwide 24/7 Emergency Assistance Services, Trip Cancellation and Interruption, $50,000 coverage for Emergency Medical Expense as well as of $2,000 for potential accommodations/lodging expenses, lost baggage and many other essential benefits while you travel.  COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness.


Safe Travels Explorer Highlights

  • Comprehensive Trip Cancellation Coverage
  • Valid for US Residents and US Citizens
  • Up to $50,000 in Emergency Medical Coverage
  • $200,000 of Emergency Evacuation Coverage
  • Includes minimum coverage of $2,000 for potential accommodations/lodging expenses
  • Baggage Coverage $750 Per Article Limit $200 Combined Article (see list) $500
  • Baggage Delay $200 (8 hours or more)
  • For trip cost up to $100,000 per person
  • **Plans purchased on this site after June 28, 2021 at 11AM CST meet Costa Rica Rica requirements to get a Health Pass.  

Benefits of Coverage

Trip Cancellation 100% of Trip Cost
Trip Interruption 100% of Trip Cost
Trip Delay $2000
(12 hours/$150 per day)
Baggage & Personal Effects $750
Baggage Delay $200
(24 hours)
Medical Expense
Dental Coverage
Medical Evacuation & Repatriation $200,000
Common Carrier AD&D (Flight Only) $20,000
Worldwide 24/7 Non-Insurance and Emergency Assistance Services Included

Benefits listed are per person and describe all of the travel insurance benefits, underwritten by Nationwide Mutual Insurance Company. There are certain restrictions, exclusions and limitations that apply to all services and coverages. Plan benefits, limits, and provisions may vary by state. To review full plan details online, You will receive a Certificate of Insurance depending on your state of residence which describes the benefits and limitations in detail as well as the 24-hour emergency assistance services and Non-Insurance Services provided. To review full plan details online, visit

Trip Cancellation & Interruption

Provides reimbursement of insured, non-refundable, pre-paid trip costs if a trip is cancelled or interrupted for a covered reason*.

Trip Delay

Provides reimbursement of additional costs for accommodations, transportation and meals if a trip is delayed for a covered reason*.

Baggage Coverage

Provides reimbursement for lost and stolen personal items, as well as costs incurred due to baggage delay.

Emergency Accident & Sickness Medical Expense

Provides reimbursement for emergency medical treatment if sickness or injury occurs while traveling.

Emergency Medical Evacuation

Provides coverage for emergency medical evacuation, if necessary, to the nearest adequate medical facility, also includes repatriation.

* Refer to the Certificate of Insurance for a list of covered reasons.