2018

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Things to Know Before Purchasing Travel Insurance

Travel Insurance

Don’t let the additional cost of travel insurance discourage you from making the investment, the peace of mind alone that it grants is more than worth the monetary investment. The trip you’ve been dreaming about for years shouldn’t have to be affected by circumstances that are out of your control.

According to a recent report from AAA, 38% of Americans are likely to purchase a travel insurance policy for future international trips. That is more than a 20% increase over the past year. If you’re planning on purchasing a policy for a future trip, there are a few steps you should take prior to buying.

Begin by familiarizing yourself with the types of coverage available. These include but are not limited to medical, trip protection, and flight insurance. Of these insurances, trip protection is the most common and is included in just about every comprehensive policy. This insurance will cover circumstances such as you or your travel partner getting sick, a legal obligation, and other factors.

When it comes to medical insurance, you’ll first need to figure out whether you need to purchase a plan designed to cover pre-existing medical conditions. These plans typically cover the cost of an ambulance, hospital services, and provide around the clock emergency assistance.

Flight insurance is meant exclusively for any difficulties that may arise regarding your flight. Typically these policies are purchased for international trips due to the higher fare costs. Flight insurance can help with saving on the cost of delay fees or cancellation due to bad weather or a mechanical issue with the aircraft.

When traveling abroad you don’t want any surprises so it’s imperative that you read your policy in its entirety so you know what’s included, any restrictions, or what may not be covered.

So, it doesn’t hurt to do your research, and if you are still confused about which policy to buy and what it will cover, you can call us at 888-301-9289 or use the live chat feature on our website to talk with one of our customer service representatives! They will be more than happy to help you find the best policy for your trip.

Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types around the world. We offer a variety of travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insuranceinternational travel medical insurance, visitor’s insurance, and international student insurance. 

Our company mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. To become a Trawick International partner call 888-301-9289 or email info@trawickinternational.com

By Emily Glen at 18 Dec 2018

Traveling With a Severe Food Allergy

Food Allergy

Traveling can be stressful enough, but traveling with a severe food allergy can potentially be dangerous if you are not careful. Review this list before traveling if you or someone you will be with has a severe food allergy! 

-Check the expiration date of your EPI pens.

-Have extra medication on hand.

-Fill out and have your chef card on hand.

-Pack safe snacks and treats.

-Bring wipes for surfaces and your hands.

-Make sure the other travelers know what to do in case of an emergency.

-Research dining options before your trip.

-Call ahead to the restaurant and ask to speak to a manager or chef about their policies regarding food allergies.

-Find places to stay with a microwave and refrigerator so that you can safely warm up and store safe foods.

-Inspect your room/hotel once you arrive for loose food or old residue.

Know where the nearest emergency room is in case a reaction occurs.

-Have a set emergency plan that your entire group is aware of.

-Be smart and stay safe!

These tips are brought to you by the Food Allergy Research & Education commission and you can learn more about food allergies at www.foodallergy.org.

Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types around the world. We offer a variety of travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insuranceinternational travel medical insurance, visitor’s insurance, and international student insurance. 

Our company mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. To become a Trawick International partner call 888-301-9289 or email info@trawickinternational.com

By Emily Glen at 11 Dec 2018

Eco-Friendly Travel Advice

Eco-friendly Travel Ideas

This summer managed to break several records on the heat index, which only reinforces the need to take into account the environment around you while you’re traveling. After all, tourism accounts for about five percent of the world’s carbon dioxide emissions per the UN’s World Tourism Organization. On top of that, the number of travelers continues to grow each year. In just the first four months of the year, nearly 350 million people took an international trip, an increase of more than five percent compared to 2017.

Traveling “greener” doesn’t necessarily mean staying at an eco-lodge or visiting a rainforest, it’s more about taking into account where you’re off to and why. You can begin by choosing to rent an electric vehicle during your next trip or staying at a hotel that’s LEED-certified, which means it’s designed for optimal sustainability.

The bulk of the travel and tourism industry's carbon footprint is made up of transportation. Choosing the most environmentally friendly method of getting around will depend on where you’re going, but you can take the time to evaluate your options. Would you be willing to take a train instead of a plane? Why not consider using public transportation to get to the airport?

There are simple things you can do to reduce your carbon footprint. If you’re okay with it, hang the “Do Not Disturb” sign on your hotel room door a day or two so that the staff doesn’t clean your room every single day, using up excessive energy. Simple steps like turning off the lights or the television when you leave the hotel room may seem small, but they play a huge role in becoming more environmentally conscious the next time you travel.

If you have any more tips on staying “green” while traveling, let us know in the comments! We would love to hear from you.

Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types around the world. We offer a variety of travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insuranceinternational travel medical insurance, visitor’s insurance, and international student insurance. 

Our company mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. To become a Trawick International partner call 888-301-9289 or email info@trawickinternational.com

By Emily Glen at 13 Nov 2018

Travel Insurance During Hurricane Season

This year's hurricane season officially began on June 1, 2018, and will end on November 20, 2018. That is half of an entire year that could potentially bring storms to the US, however, usually, August and September are the most active months. Hurricanes typically affect the Atlantic region, many countries in the Caribbean, and southern states like Florida, Louisiana, Alabama, and Texas. 

If you will be traveling to any of these destinations during this hurricane season, travel insurance is not only a good idea but an essential part of your travel plans. We have multiple plans that can cover you this hurricane season. 

To be eligible to be covered for a hurricane that will affect your travel plans, you MUST have purchased the travel insurance BEFORE that specific hurricane was named. Once it is named, it is already a foreseeable event and you will not be able to have any hurricane-related coverage. You could still purchase travel medical insurance to cover you while on your trip, but any kind of trip protection/cancellation coverage because of the hurricane will not work.

Our Safe Travels Single Trip plan would be optimal for trip cancellation coverage due to an unforeseen hurricane. 

Founded in 1998, Trawick International is a full service travel insurance provider specializing in protecting travelers of all types around the world. We offer a variety of travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company mission is to deliver superior travel and medical insurance products which offer the best 24/7 emergency assistance services available. To become a Trawick International partner call 888-301-9289 or email info@trawickinternational.com

By Emily Glen at 7 Aug 2018

Industry Leading Insurance for Travelers Around the World

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Here at Trawick International, we are proud to offer not one, but two travel insurance plans catered to Non-US Citizens traveling outside of their home country. Our Safe Travels USA Trip Protection and Safe Travels Multinational provide comprehensive coverage for financial reimbursement due to trip cancellation, interruption, trip delay in situations arising from conditions such as illness or bad weather and baggage loss and/or delay; medical insurance and medical evacuation for illnesses and injuries incurred while traveling; and emergency evacuation in the event of political unrest or natural disaster. These plans are ideal for anyone up to the age of 79 traveling on cruises, vacations, family trips, business trips, or general travel from 5 days up to 180 days. A pre-existing medical condition waiver is provided when the plans are purchased within 30 days of the final trip payment.

Safe Travels USA Trip Protection is for travelers whose trip itinerary includes countries outside of their home country, in addition to the USA. To view all of the benefits and additional coverage options for our Safe Travels USA Trip Protection insurance plan, please visit our website at https://www.trawickinternational.com/products/safe-travels-usa-trip-protection

Safe Travels Multinational is for travelers who are visiting countries outside of their home country, but NOT the USA. To view all of the benefits and additional coverage options for our Safe Travels Multinational travel insurance plan, please visit our website at https://www.trawickinternational.com/products/safe-travels-multinational-trip-protection

Both of these plans have additional coverage options that include an Emergency Accident & Sickness Medical Expense upgrade up to $1,000,000, Accidental Death and Dismemberment upgrade of up to $500,000, Athletic Sports Coverage (some sports are covered-see list on our site) and Home Country/Follow Me Home Coverage up to 60 days-prorated.

“There are very few, if any, US based Trip Cancellation plans for Travelers outside the US coming here to visit or traveling to any other country. There are even fewer plans that allow you to choose your medical coverage amount or that will cover you for more than 90 days. Our Trawick Safe Travels USA and Multinational Trip Protection plans do just that”, said Curt Carlson, Senior Vice President.

“The Emergency Accident and Sickness Medical expense benefit ranges from $50,000 to $1,000,000 and the ability to cover yourself for up to 180 days! Some Visitors to the US need minimal Trip Cancellation Coverage but a lot of Medical coverage while visiting the States. Our Safe Travels USA and Multinational Trip Protection plans provide what you need to protect you and your family for the high cost of the unexpected,” said Carlson.

We appreciate our valued partners who offer these plans to their international clients. Trawick International is proud to play a role that strengthens agent’s global business and increases their customer base. We make it a priority to provide the best service, not only to the agents, but to their clients as well.

Patena See, Vice President of Channel Development said, “As a global insurance provider, we are able to provide travel protection insurance for travelers all over the world. This is something many U.S. travel agencies and tour operators with a global client base have struggled to find a solution for as travel industry regulations have changed.  Trawick International’s travel protection is the solution to filling that gap for these companies. They can now offer travel protection to all of their clients not just some. This provides peace of mind to all parties involved in the travel planning process.”

Founded in 1998, Trawick International is a full service travel insurance provider specializing in protecting travelers of all types around the world. We offer a variety of travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company mission is to deliver superior travel and medical insurance products which offer the best 24/7 emergency assistance services available. To become a Trawick International partner call 888-301-9289 or email info@trawickinternational.com

By Emily Glen at 24 Jul 2018
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